A Humorous Take on Bankruptcy Myths and Realities Yes, I am overwhelmed by debt. In fact, I feel like I’m drowning in credit card bills, final notices, collection letters, and threatening phone calls. While filing for bankruptcy could be a reasonable strategy to start fresh, there are several reasons why I believe I shouldn’t do […]
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Bankruptcy
If you’re overwhelmed by debt and struggling with a poor credit score, it may feel like there’s no way out. But here’s the good news: filing Chapter 7 bankruptcy can be the first step to rebuilding your credit and achieving financial freedom. At Robert J. Adams & Associates—The Bill Slayer, we’ve spent over 40 years
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Bankruptcy Chapter 7 Credit Credit Card Debt Loans
Are you overwhelmed by debt and tired of relentless calls from creditors? Filing for bankruptcy could be your answer! Filing for bankruptcy activates a powerful legal protection known as the Automatic Stay. This “stay” works like a protective shield, immediately stopping most creditor actions against you the moment you file for bankruptcy. What Does the
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Debt Collection Foreclosure Repossession Wage Garnishments
Life can get hard, especially when debt starts to pile up. For many people in Illinois, especially in Chicago, the rising cost of living and unexpected expenses can make it impossible to keep up. Chapter 7 bankruptcy has become a way out for many who need a fresh start. At The Bill Slayer, Robert J.
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Chapter 7 Credit Card Credit Score Divorce Medical Bills Small Business Unemployment Wage Garnishments
Many drivers in Chicago struggle with unpaid parking tickets and camera fines. These debts can add up over time, making it hard to get back on track. But there’s some good news if you’re considering Chapter 7 bankruptcy: Chicago’s Fresh Start Program. This program can help clear or reduce these fines, giving you a fresh
Break Free Are you having trouble paying the minimum on your credit cards or loans? You’re not alone. Many people feel stuck, watching their debt grow while their payments never seem to make a difference. If this sounds like your situation, it’s time to look at what’s happening—and find a way out. Why Minimum Payments
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Bank Bankruptcy Credit Credit Card Debt
Are you thinking about filing for Chapter 7 bankruptcy? If so, you might wonder, “Will I lose my car? ” Your car isn’t just for getting around—it helps you get to work, see family, and manage your life. The good news? You can keep your car, even if you still owe money on it. Here’s
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Automobile Bankruptcy Car Chapter 7 Repossession
One must pass a Means Test when seeking to file Chapter 7 bankruptcy. If your income is above a certain level, you may not qualify to file Chapter 7, which can be a shocking realization for many. Chapter 7 is often seen as a fresh start, but not everyone qualifies. Many individuals make a decent
Income Too High for Chapter 7 Bankruptcy? Discover Your Chapter 13 Solution Read Post »
Bankruptcy Chapter 13 Chapter 7
One must pass a Means Test when seeking to file Chapter 7 bankruptcy. If your income is above a certain level, you may not qualify to file Chapter 7, which can be a shocking realization for many. Chapter 7 is often seen as a fresh start, but not everyone qualifies. Many individuals make a decent
Chapter 7 vs. Chapter 13: When Debt Becomes Too Much to Handle Read Post »
Chapter 13 Chapter 7 Debt Means
Filing for bankruptcy can feel overwhelming, but understanding the process step-by-step can make it easier. If you are dealing with debt or constant calls from creditors, bankruptcy may be a way to get a fresh start. Below, we’ll guide you through the steps of filing bankruptcy, what you can expect, and how to prepare. Remember,
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Bankruptcy Chapter 13 Chapter 7