New Illinois Law Expands Bankruptcy Protections

Relief is on the way for Illinois families.On August 1, 2025, Illinois passed Public Act 1738, a new law that increases bankruptcy exemptions and provides greater protection for your home, car, savings, and livelihood. These changes take effect January 1, 2026. What’s Changing?  Protect Your Home  Protect Your Vehicle  Protect Your Tools of the Trade  Automatic Protection for Bank […]

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3 Easy Steps to Rebuild Your Credit After Bankruptcy

Bankruptcy isn’t the end. It’s a new beginning! At Robert J. Adams & Associates (The Bill Slayer), we help you rebuild your credit quickly and easily. You can start right away! Here are 3 easy steps: 1. Check Your Credit Reports Your credit reports show how well you’re doing financially. Sometimes they have mistakes. 2.

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The IRS Won’t Tell You This… But We Will!

It’s tax season, and most people don’t know that you may be able to eliminate past-due income taxes through bankruptcy. Many believe tax debt is untouchable—but that’s not necessarily true. If your income taxes for 2021 or earlier meet certain conditions, they may be completely discharged in bankruptcy. Can Your Tax Debt Be Erased? Here are the basic

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Your Home, Your Terms: File for Bankruptcy Remotely

Filing for bankruptcy shouldn’t be stressful or time-consuming. Traditionally, meeting with a lawyer meant scheduling an appointment, commuting to an office, and waiting to be seen.  Some people who need bankruptcy relief are homebound. For some, the distance between their home and our office is far, and travel is time-consuming. But at Robert J. Adams

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How to Discharge Student Loan Debt Through Bankruptcy

Did you know? You can discharge student loans through Chapter 7 bankruptcy—even if your case is already closed! With new rules, more borrowers than ever qualify for relief. If you’re struggling with overwhelming student loan debt, now is the time to act. Call me today for a free consultation! Can You Get Rid of Student

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