Bankruptcy isn’t the end. It’s a new beginning! At Robert J. Adams & Associates (The Bill Slayer), we help you rebuild your credit quickly and easily. You can start right away! Here are 3 easy steps: 1. Check Your Credit Reports Your credit reports show how well you’re doing financially. Sometimes they have mistakes. 2. […]
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Life can get hard, especially when debt starts to pile up. For many people in Illinois, especially in Chicago, the rising cost of living and unexpected expenses can make it impossible to keep up. Chapter 7 bankruptcy has become a way out for many who need a fresh start. At The Bill Slayer, Robert J.
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Struggling with overwhelming debt can feel isolated, especially when surrounded by misinformation about bankruptcy. Whether considering Chapter 7 or Chapter 13, separating fact from fiction is crucial for making informed financial decisions. At Robert J. Adams & Associates, also known as The Bill Slayer, we’re here to empower you with the truth about bankruptcy. MYTH
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When burdened with overwhelming debt and a strong desire to own a home, initiating bankruptcy can be the constructive first step. This often misunderstood step can pave the way for your homeownership dreams. You heard me correctly. File Bankruptcy. By wiping out unsecured debts, you can start fresh. But don’t waste your bankruptcy. Treat it
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Imagine a world where your unsecured debts, such as credit cards, personal loans, auto repo deficiencies, and medical bills, are wiped clean. This is the purpose of Chapter 7 Bankruptcy. However, when people are overwhelmed with debts, why do many avoid the obvious bestsolution? Common Misconceptions About Bankruptcy In today’s world of credit, one lives
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It’s Your Money-Keep It WAGE GARNISHMENTS IN ILLINOIS, HOW IT WORKS& HOW TO PROTECT YOUR MONEY Are your wages being taken away? You’re not alone. Many people have this problem. But there is good news. TheBillSlayer (Law Firm of Robert J Adams) can help you keep your paycheck. Here’s how: How Bankruptcy HELPS What is
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Understanding Wage Garnishments in Illinois: How to Protect Your Earning Are you currently facing wage garnishment and struggling to protect your hard-earned money? Don’t despair! Filing for bankruptcy will stop the wage garnishment. You will regain control of your finances. This Article explains the Illinois Garnishment law. How Bankruptcy Can Help: Whether Chapter 7 or
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The following is a sample of emails or telephone calls that I frequently get. Dear Mr. Adams: I have a lot of bills and can’t get ahead. But, I am afraid if I file Chapter 7 bankruptcy my credit will be ruined for forever. Signed,(name withheld for privacy) Dear ABC, Legend has it that filing
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Bankruptcy Credit Credit Score VideoNot being able to pay your bills as they become due lowers your score dramatically to the lower 500s, sometimes the 400s. If it is multiplied with a lawsuit, a garnishment, repossession, multiple items with the credit bureau, your score goes down dramatically. If you get rid of all those debts, you start from scratch,
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The pandemic has been a serious blow to all our lives. Good folks are seeing their work hours reduced, their wages lowered, or facing unemployment. This causes financial stress and even emotional distress. Many family businesses have closed their doors for good. When you struggle with bills and start missing payment — your creditors don’t
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