Why Do People File for Chapter 7 Bankruptcy? Here’s What You Need to Know

Life can get hard, especially when debt starts to pile up. For many people in Illinois, especially in Chicago, the rising cost of living and unexpected expenses can make it impossible to keep up. Chapter 7 bankruptcy has become a way out for many who need a fresh start. At The Bill Slayer, Robert J. […]

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Chicago’s Fresh Start Program: An Easy Way to Manage Parking and Camera Tickets with Chapter 7 Bankruptcy

Many drivers in Chicago struggle with unpaid parking tickets and camera fines. These debts can add up over time, making it hard to get back on track. But there’s some good news if you’re considering Chapter 7 bankruptcy: Chicago’s Fresh Start Program. This program can help clear or reduce these fines, giving you a fresh

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Worried About Losing Your Car in Chapter 7 Bankruptcy? Here’s How to Keep It

Are you thinking about filing for Chapter 7 bankruptcy? If so, you might wonder, “Will I lose my car? ” Your car isn’t just for getting around—it helps you get to work, see family, and manage your life. The good news? You can keep your car, even if you still owe money on it. Here’s

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Income Too High for Chapter 7 Bankruptcy? Discover Your Chapter 13 Solution

One must pass a Means Test when seeking to file Chapter 7 bankruptcy. If your income is above a certain level, you may not qualify to file Chapter 7, which can be a shocking realization for many. Chapter 7 is often seen as a fresh start, but not everyone qualifies. Many individuals make a decent

Income Too High for Chapter 7 Bankruptcy? Discover Your Chapter 13 Solution Read Post »

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Chapter 7 vs. Chapter 13: When Debt Becomes Too Much to Handle

One must pass a Means Test when seeking to file Chapter 7 bankruptcy. If your income is above a certain level, you may not qualify to file Chapter 7, which can be a shocking realization for many. Chapter 7 is often seen as a fresh start, but not everyone qualifies. Many individuals make a decent

Chapter 7 vs. Chapter 13: When Debt Becomes Too Much to Handle Read Post »

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Don’t fear Bankruptcy! Bankruptcy is an Essential Financial Tool to Eliminate or Control Debt

Feeling Overwhelmed by Debt? You’re not alone! Many people struggle with bills they can’t pay, high interest rates, and creditor harassment.  Bankruptcy might be an option, but it can be scary to think about. We’re Here to Help At Robert J. Adams & Associates (also known as “The Bill Slayer”), we know that bankruptcy can

Don’t fear Bankruptcy! Bankruptcy is an Essential Financial Tool to Eliminate or Control Debt Read Post »

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Should You Reaffirm Your Mortgage in Chapter 7 Bankruptcy? A Guide for Illinois Homeowners

Illinois homeowners filing for Chapter 7 bankruptcy often face a critical decision regarding their mortgage. It’s essential to understand that Illinois offers limited homeowner exemptions: $15,000 for a single homeowner and $30,000 for a married couple. This typically means you may not have much equity in your home. When filing for Chapter 7 bankruptcy, you

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Will I Lose My Car if I File Chapter 7 Bankruptcy?

One of the most common concerns people have when considering Chapter 7 bankruptcy is whether they will lose their car. For many, a car is essential for commuting, running errands, and maintaining daily life. Can You Keep Your Car in Chapter 7 Bankruptcy? The short answer is: Yes, you can often keep your car. However, there

Will I Lose My Car if I File Chapter 7 Bankruptcy? Read Post »

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Bankruptcy: Dispelling the Myths and Embracing a Fresh Start

Struggling with overwhelming debt can feel isolated, especially when surrounded by misinformation about bankruptcy. Whether considering Chapter 7 or Chapter 13, separating fact from fiction is crucial for making informed financial decisions. At Robert J. Adams & Associates, also known as The Bill Slayer, we’re here to empower you with the truth about bankruptcy. MYTH

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