How to Discharge Student Loan Debt Through Bankruptcy

Did you know? You can discharge student loans through Chapter 7 bankruptcy—even if your case is already closed! With new rules, more borrowers than ever qualify for relief. If you’re struggling with overwhelming student loan debt, now is the time to act. Call me today for a free consultation! Can You Get Rid of Student […]

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Struggling to Keep Up with Minimum Payments? Break Free

Are you having trouble paying the minimum on your credit cards or loans? You’re not alone. Many people feel stuck, watching their debt grow while their payments never seem to make a difference. If this sounds like your situation, it’s time to look at what’s happening—and find a way out. Why Minimum Payments Don’t Help

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Worried About Losing Your Car in Chapter 7 Bankruptcy? Here’s How to Keep It

Are you thinking about filing for Chapter 7 bankruptcy? If so, you might wonder, “Will I lose my car? ” Your car isn’t just for getting around—it helps you get to work, see family, and manage your life. The good news? You can keep your car, even if you still owe money on it. Here’s

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Income Too High for Chapter 7 Bankruptcy? Discover Your Chapter 13 Solution

One must pass a Means Test when seeking to file Chapter 7 bankruptcy. If your income is above a certain level, you may not qualify to file Chapter 7, which can be a shocking realization for many. Chapter 7 is often seen as a fresh start, but not everyone qualifies. Many individuals make a decent

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Don’t fear Bankruptcy! Bankruptcy is an Essential Financial Tool to Eliminate or Control Debt

Feeling Overwhelmed by Debt? You’re not alone! Many people struggle with bills they can’t pay, high interest rates, and creditor harassment.  Bankruptcy might be an option, but it can be scary to think about. We’re Here to Help At Robert J. Adams & Associates (also known as “The Bill Slayer”), we know that bankruptcy can

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Will I Lose My Car if I File Chapter 7 Bankruptcy?

One of the most common concerns people have when considering Chapter 7 bankruptcy is whether they will lose their car. For many, a car is essential for commuting, running errands, and maintaining daily life. Can You Keep Your Car in Chapter 7 Bankruptcy? The short answer is: Yes, you can often keep your car. However, there

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