Build Your Credit Score After Chapter 7 Bankruptcy: From Poor to Excellent

If you’re overwhelmed by debt and struggling with a poor credit score, it may feel like there’s no way out. But here’s the good news: filing Chapter 7 bankruptcy can be the first step to rebuilding your credit and achieving financial freedom. At Robert J. Adams & Associates—The Bill Slayer, we’ve spent over 40 years […]

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The Automatic Stay in Bankruptcy: Your Best Financial Shield

Are you overwhelmed by debt and tired of relentless calls from creditors? Filing for bankruptcy could be your answer! Filing for bankruptcy activates a powerful legal protection known as the Automatic Stay. This “stay” works like a protective shield, immediately stopping most creditor actions against you the moment you file for bankruptcy. What Does the

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Struggling to Keep Up with Minimum Payments?

Break Free Are you having trouble paying the minimum on your credit cards or loans? You’re not alone. Many people feel stuck, watching their debt grow while their payments never seem to make a difference. If this sounds like your situation, it’s time to look at what’s happening—and find a way out. Why Minimum Payments

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Chapter 7 vs. Chapter 13: When Debt Becomes Too Much to Handle

One must pass a Means Test when seeking to file Chapter 7 bankruptcy. If your income is above a certain level, you may not qualify to file Chapter 7, which can be a shocking realization for many. Chapter 7 is often seen as a fresh start, but not everyone qualifies. Many individuals make a decent

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Bankruptcy: Dispelling the Myths and Embracing a Fresh Start

Struggling with overwhelming debt can feel isolated, especially when surrounded by misinformation about bankruptcy. Whether considering Chapter 7 or Chapter 13, separating fact from fiction is crucial for making informed financial decisions. At Robert J. Adams & Associates, also known as The Bill Slayer, we’re here to empower you with the truth about bankruptcy. MYTH

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The Silent Credit Killer: Understanding Money Judgments and Their Impact

Imagine checking your credit report and seeing a red flag labeled “judgment.” Your heart sinks. What does it mean? How did it get there? And more importantly, how will it affect your life? A money judgment is like a financial scarlet letter. It’s a court order declaring that you owe a specific amount to a

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Your Path to Financial Freedom: A Friendly Guide to Filing for Bankruptcy

Filing for Chapter 7 or Chapter 13 bankruptcy can feel overwhelming, but you’re not alone. At Robert J. Adams & Associates, we’re here to help guide you through this challenging time and get you back on track to financial stability. Below is a helpful guide to what you’ll need when preparing for bankruptcy, designed to

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Why Trust Robert J. Adams & Associates (The Bill Slayer) with your Chapter 7 or Chapter 13 Bankruptcy?

We are your Personal Bankruptcy lawyer for Chicago and outlining areas. Choosing a bankruptcy lawyer isn’t just about hiring a professional—it’s about finding someone who genuinely understands and cares. Being a Chicago Bankruptcy lawyer for individuals is a profession and a calling!

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Wage Garnishments in Illinois

It’s Your Money-Keep It WAGE GARNISHMENTS IN ILLINOIS, HOW IT WORKS& HOW TO PROTECT YOUR MONEY Are your wages being taken away? You’re not alone. Many people have this problem. But there is good news. TheBillSlayer (Law Firm of Robert J Adams) can help you keep your paycheck. Here’s how: How Bankruptcy HELPS What is

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Wage Garnishments in Illinois

Understanding Wage Garnishments in Illinois: How to Protect Your Earning Are you currently facing wage garnishment and struggling to protect your hard-earned money? Don’t despair! Filing for bankruptcy will stop the wage garnishment. You will regain control of your finances. This Article explains the Illinois Garnishment law. How Bankruptcy Can Help: Whether Chapter 7 or

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