Did you know? You can discharge student loans through Chapter 7 bankruptcy—even if your case is already closed! With new rules, more borrowers than ever qualify for relief. If you’re struggling with overwhelming student loan debt, now is the time to act. Call me today for a free consultation! Can You Get Rid of Student […]
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If you’re overwhelmed by debt it may feel like there’s no way out. Filing bankruptcy can be the first step to achieving financial freedom.
Build Your Credit Score After Chapter 7 Bankruptcy: From Poor to Excellent Read Post »
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Filing for bankruptcy activates a powerful legal protection. It’s a protective shield, stopping most creditor actions against you the moment you file for bankruptcy.
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Are you having trouble paying the minimum on your credit cards or loans? You’re not alone. Many people feel stuck, watching their debt grow while their payments never seem to make a difference. If this sounds like your situation, it’s time to look at what’s happening—and find a way out. Why Minimum Payments Don’t Help
Struggling to Keep Up with Minimum Payments? Break Free Read Post »
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One must pass a Means Test when seeking to file Chapter 7 bankruptcy. If your income is above a certain level, you may not qualify to file Chapter 7, which can be a shocking realization for many. Chapter 7 is often seen as a fresh start, but not everyone qualifies. Many individuals make a decent
Chapter 7 vs. Chapter 13: When Debt Becomes Too Much to Handle Read Post »
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Struggling with overwhelming debt can feel isolated, especially when surrounded by misinformation about bankruptcy. Whether considering Chapter 7 or Chapter 13, separating fact from fiction is crucial for making informed financial decisions. At Robert J. Adams & Associates, also known as The Bill Slayer, we’re here to empower you with the truth about bankruptcy. MYTH
Bankruptcy: Dispelling the Myths and Embracing a Fresh Start Read Post »
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Imagine checking your credit report and seeing a red flag labeled “judgment.” Your heart sinks. What does it mean? How did it get there? And more importantly, how will it affect your life? A money judgment is like a financial scarlet letter. It’s a court order declaring that you owe a specific amount to a
The Silent Credit Killer: Understanding Money Judgments and Their Impact Read Post »
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Filing for Chapter 7 or Chapter 13 bankruptcy can feel overwhelming, but you’re not alone. At Robert J. Adams & Associates, we’re here to help guide you through this challenging time and get you back on track to financial stability. Below is a helpful guide to what you’ll need when preparing for bankruptcy, designed to
Your Path to Financial Freedom: A Friendly Guide to Filing for Bankruptcy Read Post »
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We are your Personal Bankruptcy lawyer for Chicago and outlining areas. Choosing a bankruptcy lawyer isn’t just about hiring a professional—it’s about finding someone who genuinely understands and cares. Being a Chicago Bankruptcy lawyer for individuals is a profession and a calling!
It’s Your Money-Keep It WAGE GARNISHMENTS IN ILLINOIS, HOW IT WORKS& HOW TO PROTECT YOUR MONEY Are your wages being taken away? You’re not alone. Many people have this problem. But there is good news. TheBillSlayer (Law Firm of Robert J Adams) can help you keep your paycheck. Here’s how: How Bankruptcy HELPS What is
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