One must pass a Means Test when seeking to file Chapter 7 bankruptcy. If your income is above a certain level, you may not qualify to file Chapter 7, which can be a shocking realization for many. Chapter 7 is often seen as a fresh start, but not everyone qualifies. Many individuals make a decent […]
Chapter 7 vs. Chapter 13: When Debt Becomes Too Much to Handle Read Post »
Chapter 13 Chapter 7 Debt Means
Struggling with overwhelming debt can feel isolated, especially when surrounded by misinformation about bankruptcy. Whether considering Chapter 7 or Chapter 13, separating fact from fiction is crucial for making informed financial decisions. At Robert J. Adams & Associates, also known as The Bill Slayer, we’re here to empower you with the truth about bankruptcy. MYTH
Bankruptcy: Dispelling the Myths and Embracing a Fresh Start Read Post »
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Imagine checking your credit report and seeing a red flag labeled “judgment.” Your heart sinks. What does it mean? How did it get there? And more importantly, how will it affect your life? A money judgment is like a financial scarlet letter. It’s a court order declaring that you owe a specific amount to a
The Silent Credit Killer: Understanding Money Judgments and Their Impact Read Post »
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Filing for Chapter 7 or Chapter 13 bankruptcy can feel overwhelming, but you’re not alone. At Robert J. Adams & Associates, we’re here to help guide you through this challenging time and get you back on track to financial stability. Below is a helpful guide to what you’ll need when preparing for bankruptcy, designed to
Your Path to Financial Freedom: A Friendly Guide to Filing for Bankruptcy Read Post »
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We are your Personal Bankruptcy lawyer for Chicago and outlining areas. Choosing a bankruptcy lawyer isn’t just about hiring a professional—it’s about finding someone who genuinely understands and cares. Being a Chicago Bankruptcy lawyer for individuals is a profession and a calling!
It’s Your Money-Keep It WAGE GARNISHMENTS IN ILLINOIS, HOW IT WORKS& HOW TO PROTECT YOUR MONEY Are your wages being taken away? You’re not alone. Many people have this problem. But there is good news. TheBillSlayer (Law Firm of Robert J Adams) can help you keep your paycheck. Here’s how: How Bankruptcy HELPS What is
Wage Garnishments in Illinois Read Post »
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Understanding Wage Garnishments in Illinois: How to Protect Your Earning Are you currently facing wage garnishment and struggling to protect your hard-earned money? Don’t despair! Filing for bankruptcy will stop the wage garnishment. You will regain control of your finances. This Article explains the Illinois Garnishment law. How Bankruptcy Can Help: Whether Chapter 7 or
Wage Garnishments in Illinois Read Post »
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Frequently, individuals ask about giving property away, such as a car, just before filing a Chapter 7. These transfers not only fail to help the bankruptcy process, the transfers might be unnecessary with the right legal advice. THE PROBLEM WITH LAST MINUTE SALES AND TRANSFERS Maybe an individual has a car worth $15,000 that they
Transferring Or Selling Assets Before Filing Bankruptcy Read Post »
Debt VideoAmerican workers take pride in their work, and American ingenuity and labor has given birth to some of the world’s greatest achievements, indeed. But the economy rises and falls from year to year and unfortunately for some Americans that means lost jobs, and lost jobs often creates debt. Let’s face it, no one wants to
Swimming In Debt? It Might Be Time To Call A Chicago Debt Collect Read Post »
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Walking down any street in America you’ll likely pass one or several homeless people. Some people might choose to put a few dollars in their cup, while others may simply be at capacity already dealing with their own problems and may forge ahead without considering the homeless person. It’s hard to know what’s going on
The Bankruptcy Option—Your Friend When Debt Becomes Insurmountable Read Post »
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