A few years ago we helped a woman who was in a wheelchair and housebound to file Chapter 13. Most of the work was done over the phone. Then I went to her house to get signature, etc. Then I had an unusual experience with a gentleman was incarcerated awaiting trial on a serious matter. […]
Remote Filing Bankruptcy Read Post »
Bankruptcy COVID-19 Remote VideoTHERE ARE 2 TYPES OF QUESTIONS THAT PEOPLE RECEIVING BENEFITS ASK As to the first question, receiving benefits such as Social Security, Unemployment, or Worker’s Compensation the answer is ”YES.” Receiving benefits is not a deterrent to filing a case. SHOULD YOU? THAT IS MORE OF AN INDIVIDUAL DECISION. First, you should know: private creditors
Social Security, Unemployment, Worker’s Comp and Bankruptcy Read Post »
Bankruptcy Social Security Unemployment Video Worker's CompYou decided that filing Chapter 7 is in your best interest. To effectively file your case various information and documents are needed. The following is a brief outline: I know that this seems like a lot but most folks have everything and we do help you. Almost all cases go smoothly and you get your
What Do I Need to File Chapter 7 Bankrutcy? Read Post »
Bankruptcy Chapter 7 VideoThe Law Firm of Robert J. Adams & Associates remains open. Even with the COVID-19 pandemic we are helping people file Bankruptcy. Also, the Bankruptcy Courts remain open. The Bankruptcy Court and our law firm has adapted to the new reality of the COVID-19 pandemic: CAN I STILL FILE BANKRUPTCY? YES. With this pandemic your
Filing Bankruptcy During the Coronavirus Crisis Read Post »
Bankruptcy COVID-19 VideoIn 2020 almost 20,000 people filed personal bankruptcy in the Chicagoland area. Economists expects more and more people will need bankruptcy relief. There are 2 bankruptcy chapters for individuals: 1) reorganizing debts under Chapter 13, or 2) a full discharge of debts under Chapter 7. We’ll cover the differences soon. There’s also Chapter 11: mainly
What to Expect After Bankruptcy Read Post »
Bankruptcy Credit Score VideoBankruptcy is scary. People think they might lose their car or home. There is a fear of a stigma. Some worry that an employer will hold against them. You need not be afraid of Bankruptcy when you need it. Bankruptcy is like a bulldog protecting your wallet. The law goes a fresh start and protects
Which Chapter of Bankruptcy Should I File? Read Post »
Bankruptcy VideoHave you decided to file for bankruptcy? Or, do you want to look into exploring your options? An experienced bankruptcy lawyer can help you understand how bankruptcy works. You will have to make many choices if you file for bankruptcy. Your first choice should be to hire a lawyer who can help you. Robert J.
Preparing for Bankruptcy Read Post »
Bankruptcy VideoYou are considering Bankruptcy. What will happen to my car? CHAPTER 7. I OWE MONEY ON MY CAR. WHAT DO YOU WANT TO DO? There are four (4) options: CHAPTER 13. HOW DO I HANDLE A CAR LOAN WHEN I FILE CHAPTER 13? Here are some of the options YOU OWN A CAR FREE AND
Automobiles and Bankruptcy Read Post »
Automobile Bankruptcy Car VideoAre you a Homeowner overwhelmed with debts but afraid of what will happen if you file Bankruptcy? This is a reasonable concern. In Illinois, 48,673 people filed for Bankruptcy in 2019.* Chapter 7-30,695: to get a discharge of debts and get a “Fresh Start.” Chapter 13-17,816 to manage their debts. ROBERT J. ADAMS & ASSOCIATES
Will I Lose My House if I File for Bankruptcy? Read Post »
Bankruptcy Home Homeowner VideoTo the first question: Yes. You can buy a car even on the date you file Chapter 7. About the second question: Yes, you can get a car loan after filing Chapter 7. But, you have to be realistic. You have to show a lender that you can repay the loan back. The purpose of
Can I Buy a Car After I File Chapter 7 Bankruptcy Read Post »
Automobile Bankruptcy Car Chapter 7 Video