TYPES OF BANK GARNISHMENTS AMOUNT YOUR BANK WILL FREEZE The law requires that the bank freezes double the amount of the judgment. For example: judgment is $3,000 the bank will freeze $6,000. JOINT ACCOUNTS The law presumes all funds are yours. The joint account owner has the obligation to file a motion and proof the […]
Bank Garnishment and What Can I Do? Read Post »
Bank Garnishments Video Wage GarnishmentsHOW DID MY WAGES GET GARNISHED? “I didn’t know someone sued me.” That is not uncommon. But the Clerk of the Court will show a judgment against you. A Wage Garnishment demands that your employer pays them 15% of your gross income: not net income. For example, gross income is $600 per week the deduction
Wage Garnishments-What is it? How to fight it and Keep Your Hard- Read Post »
Garnishments Video Wage Garnishments WagesA few years ago we helped a woman who was in a wheelchair and housebound to file Chapter 13. Most of the work was done over the phone. Then I went to her house to get signature, etc. Then I had an unusual experience with a gentleman was incarcerated awaiting trial on a serious matter.
Remote Filing Bankruptcy Read Post »
Bankruptcy COVID-19 Remote Video
This is a general outline provided by ROBERT J. ADAMS & ASSOCIATES. Offices in Chicago and Waukegan, Illinois The primary practice of ROBERT J. ADAMS & ASSOICATES is Chapter 7 and Chapter 13 Bankruptcy. Robert J. Adams & Associatea stops finance companies from repossessing your car & helps get cars back. When you finance the purchase of
Automobile Repossession in Illinois Read Post »
Automobile Car RepossessionTHERE ARE 2 TYPES OF QUESTIONS THAT PEOPLE RECEIVING BENEFITS ASK As to the first question, receiving benefits such as Social Security, Unemployment, or Worker’s Compensation the answer is ”YES.” Receiving benefits is not a deterrent to filing a case. SHOULD YOU? THAT IS MORE OF AN INDIVIDUAL DECISION. First, you should know: private creditors
Social Security, Unemployment, Worker’s Comp and Bankruptcy Read Post »
Bankruptcy Social Security Unemployment Video Worker's CompHOW LONG CAN A DEBT COLLECTOR PURSUE AN OLD DEBT? This is a general outline is provided by ROBERT J. ADAMS & ASSOCIATES. Offices in Chicago and Waukegan, Illinois. The primary practice of ROBERT J. ADAMS & ASSOCIATES is Chapter 7 and Chapter 13 Bankruptcy. Private creditors have a limited amount of time to collect
Statute of Limitations for Debts in Illinois Read Post »
Debt Statute of Limitations VideoCan Personal Income tax be discharged in Bankruptcy: Chapter 7 or Chapter 13? The answer is “Yes” based on certain rules: CHAPER 13 The same rules apply to both Chapter 7 and Chapter 13. If you file Chapter 13 the IRS debts that can be discharged receive a dividend like other unsecured debts. The dividend
Discharging Personal Income Tax (IRS) in Bankruptcy Read Post »
IRS Taxes VideoThis article is about IRS debts that are dischargeable in Bankruptcy but where the IRS has filed a lien. The IRS frequently files tax liens on all property the taxpayer owns in the county where the taxpayer resides. Tax liens have a life of 10 years. They can be renewed after 10 years but usually
IRS Tax Liens in Bankruptcy Read Post »
IRS Liens Video
RED LIGHT AND CAMERA TICKETS Can Chicago Parking tickets be eliminated in Chapter 7? Yes, based on conditions. PREFACE: As general rule parking tickets and debts to the Illinois Tollway Authority cannot be discharged in Chapter 7. However, the City of Chicago has carved out an exception. The City of Chicago will waive or eliminate certain
Chicago Parking Tickets and Chapter 7 Bankruptcy Read Post »
Bankruptcy Chapter 7 TicketsYou decided that filing Chapter 7 is in your best interest. To effectively file your case various information and documents are needed. The following is a brief outline: I know that this seems like a lot but most folks have everything and we do help you. Almost all cases go smoothly and you get your
What Do I Need to File Chapter 7 Bankrutcy? Read Post »
Bankruptcy Chapter 7 Video