Each of these is a common question I am asked. First, spouses may join in Chapter 7. It is called a joint case. Second, spouses are not required to join in Chapter 7. SHOULD SPOUSES JOIN TOGETHER IN CHAPTER 7? It is a good idea if each spouse has a lot of debts, especially joint debts. […]
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Chapter 7 Spouse VideoThe current filing fee is $335.00. WHAT IF I DON’T HAVE ENTIRE THE $335 OR ANY OF IT? The filing fee can be paid in installments, up to 4 months. WHAT IS THE FILING FEE? It is the amount the Courts has determined what is necessary to administer Chapter 7 cases. In my opinion it is too
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Chapter 7 Fees VideoThe issue of bankruptcy is a serious one, one that needs to be considered from all angles. Many people facing bankruptcy don’t know what to expect, and most everyone feels anxiety about the process and its impact on their lives. But bankruptcy can be a great solution for some, when financial stress has become overwhelming.
How Long Does A Chapter 7 Bankruptcy Take? – What To Expect Read Post »
Bankruptcy Chapter 7Some people are afraid to file their income tax returns. Why? One fear is that creditors will take it. First of all, private collectors can’t take or garnish your Income Tax refund. Who can? The Federal Government and state government agencies What about a judgment against me for a credit card? They can’t take your
It Is Income Tax Refund Time. Who Can Take It From Me? Read Post »
Income Tax VideoThere are possible tax deductions in your Chapter 13 The most common: GO BACK TO PRIOR TAX YEARS Tax returns are generally amendable for 3 years. Disclaimer: Robert J Adams & Associates concentrate our practice in bankruptcy law. We are neither accountants nor income tax experts. Defer to your income tax professional. If you or a
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Chapter 13 Taxes VideoELIMINATING TAX DEBT IN BANKRUPTCY The following set out the rules to discharge an IRS debt in Bankruptcy: You can get your IRS transcripts by going to Get Transcript FAQs When I explain the above mentioned rules to clients they look at me glassy eyed. I don’t blame them. The rules are legalistic and confusing. For
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IRS Taxes VideoWe are offering to file chapter 7 bankruptcy for as low as $600, plus the filing fee. We can even do installment payments on our attorney’s fees if necessary. As far as chapter 13, for qualifying wage earners, we can file for a very low down payment. Sometimes Do You Find That What Keeps People From Even
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Bankruptcy VideoMoney is already tight. How are you going to pay your other bills when a creditor is grabbing a big chunk of every paycheck? Garnishment only creates more stress and new financial problems. You CAN do something. Filing for bankruptcy will prevent wage garnishment or stop those creditors from taking any more of your money.
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Garnishments Liens Video Wages
Condominiums A condominium (condo) is a type of real estate divided into several units. Each unit is separately owned. The common areas are jointly owned by condominium owners. Condominiums Associations (Condos) include multi-unit apartments and townhouse and some single family houses. There are also office and store condos. While co-ops are a bit different the
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Condominium
Filing for Chapter 7 or Chapter 13 bankruptcy gives you immediate protection. By law, creditors cannot initiate new actions, continue to garnish your wages or even contact you to demand payment. Robert J. Adams & Associates is aggressive in invoking and enforcing the automatic stay of bankruptcy. Our Chicago bankruptcy lawyers can file your bankruptcy petition right
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Creditors